Your books,
done by AI.
Index Libro classifies every transaction, handles GST/HST/PST/QST compliance, and gives you an AI CFO that answers any question about your finances — instantly.
Index AI
I've processed 47 transactions from your TD Business account. All automatically classified with 97.3% confidence. GST/HST codes applied based on your province (Ontario). 3 items flagged for your review.Shopify Inc.
Software & SaaS
$249.00
CN Rail Freight
Freight & Shipping
$1,847.50
Indeterminate Corp
Review needed
$583.20
44
Auto-posted
$6,241
GST collected
97.3%
Avg confidence
Trusted by growing Canadian businesses
One platform, complete coverage.
Every feature Canadian SMBs need to run their books — built natively, not bolted on.
AI Transaction Classification
Every bank transaction is automatically classified with 95–99% accuracy. The AI learns from every correction you make, getting smarter over time.
AI CFO Agent
Ask anything — "What's my runway?", "Am I profitable this quarter?", "Create a journal entry for this invoice." Get instant, accurate answers.
GST/HST/PST/QST Compliance
Full Canadian tax compliance. Province-specific regimes handled natively. CRA-ready worksheets for every filing period. Never miss a remittance.
Receipt Capture Everywhere
Snap a photo, forward an email to your private receipts address, or upload a PDF. AI extracts vendor, amount, and tax — then matches it to your bank feed.
Bank Feed Integration
Connect your Canadian bank account via Flinks. Transactions import automatically and flow straight into the AI classification pipeline.
Financial Reports
Balance Sheet, Income Statement, Cash Flow, Trial Balance — ASPE-compliant. Export to Excel or PDF for your accountant or CRA.
Recurring Templates
AI detects recurring patterns and suggests templates. Rent, subscriptions, payroll — set it once and let the AI handle every future occurrence.
Fixed Assets & CCA
Track capital assets with full depreciation schedules. Canadian CCA classes applied automatically. ASPE-compliant amortization built in.
Multi-Currency & FX
Bill clients in USD, EUR, or any currency. Automatic exchange rates from Bank of Canada. FX gains and losses posted automatically.
AI Transparency & Undo
Every AI action lives in one Activity feed — what changed, the AI's reasoning, and its confidence. Undo any classification with one click. CRA 6-year retention enforced.
Get Paid Online
Add a payment link to any invoice and get paid by card in one click. Interac e-Transfer deposits are matched to open invoices automatically.
13-Week Cash Flow Forecast
See your cash future — receivables, payables, payroll, and GST remittances projected week by week. Ask Index AI "can I afford to hire?" and get a real answer.
Your AI CFO,
always on call.
Ask questions in plain English. Get journal entries, reports, tax worksheets, and financial insights — no accounting degree required.
Index AI
Online
Up and running in under 5 minutes.
No accountant onboarding. No complicated setup. Connect your bank, and Index AI starts working immediately.
Connect your accounts
Link your Canadian bank account via Flinks (or Plaid). Upload CSV exports, connect your invoicing tool, or drag and drop receipts. Index meets you where you are.
- TD, RBC, Scotiabank, BMO, CIBC supported
- CSV/OFX import from any institution
- Secure, read-only bank connection
AI does the work
Index AI classifies every transaction, applies the right GST/HST/PST/QST code for your province, detects duplicates, and posts journal entries — automatically.
- 95–99% accuracy on first classification
- Province-specific tax codes applied instantly
- Learns from every correction you make
Review & approve
You see a clean review queue with only what needs attention. Approve AI classifications in bulk, correct anything that's off, and run reports whenever you want.
- Bulk approve high-confidence transactions
- Inline corrections train the AI instantly
- One-click GST/HST return generation
Real businesses, real results.
From sole proprietors to multi-entity firms — Canadian businesses across every province trust Index Libro.
“We were spending 8 hours a week on bookkeeping. With Index Libro, it's down to 30 minutes of review. The AI gets our Shopify and Stripe transactions right every time. GST filing used to stress me out — now it's two clicks.”
7.5 hrs
Time saved/week
100%
GST accuracy
Sarah Chen
Founder & CEO · Northern Peaks Retail
Calgary, AB
“The QST compliance alone is worth it. We operate in Quebec — that means two separate filings, different rules, different rates. Index AI handles it all natively. I asked it a question in French and it answered perfectly. C'est impressionnant.”
98.4%
GST+QST accuracy
15 min
Filing time
Pierre Lavoie
Managing Partner · Cascade Consulting Inc.
Montreal, QC
“We use multi-currency heavily — USD, EUR, GBP clients. The automatic FX handling and Bank of Canada rates are exactly what we needed. The AI CFO agent is genuinely useful for investor-ready reports at a moment's notice.”
8+
Currencies handled
1 day
Month-end close
Anika Patel
Director of Finance · Pacific Edge Technologies
Vancouver, BC
All 13
Provinces & territories
97.3%
Avg AI accuracy
10×
Faster bookkeeping
100%
Canadian data residency
Pay for what you actually need.
No hidden fees. No per-user charges. Cancel anytime. All plans include a 14-day free trial.
Starter
For sole proprietors
- 200 transactions/month
- AI transaction classification
- 50 AI chat messages/month
- 50 receipt OCR/month
- 25 invoices/month
- 1 bank connection
- GST/HST compliance (1 province)
- Basic financial reports
- Email support
Business
For SMBs with 2–5 employees
- 1,000 transactions/month
- 300 AI chat messages/month
- 300 receipt OCR/month
- 200 invoices/month
- 3 bank connections
- 5 users
- All tax provinces
- Bank reconciliation
- Multi-currency support
- AI alerts & summaries
- Priority email support
Scale
For SMBs with 10–15 employees
- 5,000 transactions/month
- 1,500 AI chat messages/month
- Unlimited receipt OCR & invoices
- 10 bank connections
- 15 users
- Recurring templates & workflows
- Payroll integration
- Fixed assets & CCA tracking
- Period close workflows
- AI memory & learning
- Phone + email support
Enterprise
For accounting firms & larger businesses
- Everything in Scale, unlimited
- API access
- Custom AI model tuning
- Dedicated account manager
- White-label options
- SLA guarantee (99.99%)
- Multi-entity support
Stop drowning in bookkeeping.
Let AI handle it.
Built for Canadian small businesses — and switching is painless: import your QuickBooks or Xero books in minutes, with AI mapping your accounts. Your first 14 days are on us — no setup fees, no contracts.